Strength and Stability for Your Home.
If you need commercial building insurance or retail building insurance, we have several carriers that can offer outstanding protection for not only your improvements, but your premises liability as well. Protecting your investment with Special Form perils insures your property against the most common perils that can destroy your ability to earn income from the properties.
Every Property Insurance policy is different, and at Commercial Insurance Northwest, we’ll work with you to make sure that your policy fits the needs of yourself and your business. Property Insurance may insure your business by the following:
Property Insurance Options to Consider
There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Commercial Insurance Northwest who can help you find the right policy.
Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.
Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.
Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.
As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Commercial Insurance Northwest before making a decision.